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Park Home Caravan Insurance Quotes

If you’re looking for a holiday home to give you a much-needed break, you could well be considering the benefits of a static caravan or park home. But, there’s often some confusion between the two, with many people thinking that the names are interchangeable. In fact there are some distinct differences between each of them, and that’s always going to have an impact on the insurance implications.

A static caravan is exactly as it sounds – a caravan that doesn’t normally move once it’s been correctly positioned. It usually finds its home on a caravan site, often being used as a holiday home and rented out when you’re not personally using it. A park home, on the other hand, is slightly different. It’s made to

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Europe on drought alert

Lloyd’s is warning that alarm bells are already ringing across Europe over the potential for widespread water shortages.

According to Lloyd’s, 2011 is shaping up to be seriously dry, with officials having already raised concerns in Switzerland, The Netherlands and France, while parts of the UK have seen the driest Spring in more than a century.

In addition to the agricultural sector, water shortages can have serious implications for the energy sector, with the hydropower sector vulnerable to problems and non-hydro power plants in need water for cooling.

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Enjoying the Small Moments on Memorial Day

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As a veteran, Memorial Day means a lot of gratitude to many people whom I’ve never seen and don’t know.

In towns and cities across the nation, veteran memorials commemorate all those who have fallen. When I read the names etched into these memorials, I try to imagine what their lives were like. Chances are, they were short. But usually I don’t think about them going to war and dying, just about what they were missing back home.

While serving in the military, I found myself missing the small things from home. Like

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Cut the Cost of Gas in Half with This One Simple Tip

Unless you’ve been hiding under a rock, you’re probably well aware that gas prices have skyrocketed this past year. As of this week, the national average cost of a gallon of regular, unleaded gasoline is $3.97, a whopping 36.5% increase from last year. And that’s just the average. In California, the price of gas hit an astronomical $4.25!

Of course, what goes up must come down, right? Well, not necessarily anytime soon. And since we can’t control how much gas costs, most of us are trying to figure out how we can use less of it.

The average American drives approximately 13,500 miles per year in a vehicle that gets an average of 25.5 miles per gallon of gas. That’s

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How To Compare Trip Cancellation

Travel insurance plans normally include coverage for trip cancellation.  This reimburses for travel expenses that are not refunded if the trip is cancelled for a covered reason.  The amount of coverage can be determined by the traveler when getting a travel insurance quote and that amount will affect the premium cost.

A majority of trip cancellation claims are for the same covered reason.  That is, a sickness, injury or death of a traveler or family member.  This is the most common language in trip cancellation coverage for almost all travel insurance products.

The other covered reasons are what can distinguish one product over another.  Simply put, the more covered reasons a product lists, the coverage is typically better.  The logic being that more reasons can cover more situations.

More reasons may not always be the best.  The smartest way to compare is to consider what possible situations are of the most concern to the travelers.  If it is weather delays, find a policy with the most generous covered reason related to inclement weather.  If the trip is during hurricane season, mandatory evacuation being covered can be important.  Just as finding the right policy will depend on the travelers’ needs, the best trip cancellation policy vary according to the individuals as well.

Atkinson Smith launches online self-build offering

Atkinson Smith has launched an online quote and buy facility to support its self-build (new build) and home extension/conversion offering.

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Top 5 Tips for Sharing the Road Safely with Pedestrians

The numbers for car-pedestrian collisions are sobering. From 2005 to 2009, there were 224,000 collisions involving pedestrians and single-passenger vehicles. Of those accidents, 13,193 were fatal. But even more sobering are the circumstances in which those pedestrians were hit.

Though you might imagine otherwise, the most common scenario in which a pedestrian and car collide is when a person is crossing the road and the vehicle is going straight — this is how it happens 95 percent of the time. In many of those cases (54 percent), nothing is obscuring the driver’s vision. And the driver usually fails to brake.

In fact, drivers who hit pedestrians while traveling straight hit the brakes only 13 percent of the time. And

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Teen Driving: 6 Essential Safety Tips

So your son or daughter is approaching driving age — how’d that happen so fast? No doubt your teen is desperate to be given the keys to the family car, or perhaps for a car of his or her own. It’s something that most parents face with varying degrees of anticipation and dread. So in honor of National Youth Traffic Safety Month

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