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Could Requiring Senior Drivers to Retake Their License Exam Impact Auto Insurance?

In March 2011, a Marist Poll revealed that two-thirds of Americans believe that drivers should be retested for their license once they reach the age of 65, even if they have a good driving history. Many experts believe that driving capabilities can diminish when drivers get older from failing eyesight as well as other physical issues and mental restrictions.

But is it a good idea to have seniors to retake their drivers license test once they reach a certain age? Have states looked into this requirement for drivers? Could taking a step like this affect auto insurance rates?

Americans Want Drivers Retested

The Marist Poll found that a high number of drivers want seniors to be retested for their licenses when they reach the age of 65.

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Auto fraud ring case in Massachusetts – three persons convicted

Three men have been convicted in the auto fraud ring case by the Massachusetts jury and this includes a chiropractor and a lawyer as well. They have been accused of staging a number of fraudulent accidents, according to reports from the attorney general’s office.

Michael H. Kaplan from Hampstead, N.H., Omar Castillo from Methuen, and James C. Hyde from Boxford were found guilty following a jury trial that lasted for six weeks. They were charged with insurance fraud, attempted larceny, and larceny.

The additional charges of conspiracy to commit larceny and conspiracy to commit auto insurance fraud are still on, and the three will face a trial shortly. Both Hyde and Kaplan will be serving a two-and-a-half year prison term at the Essex County House of Correction and that would be followed by 5-year probation. C

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Safety Campaign To Encourage Car Insurance Owners

The global road safety campaign will be celebrated across the world encouraging maximum participation of the car insurance customers. The Decade of Action for Road Safety 2011-20 campaign  will be launched in a whole host of countries, including Ethiopia, Indonesia, Cambodia, Malaysia, England and Kuwait,.

During the campaign, the car insurance customers will project large yellow triangle on various national landmark monuments that include Times Square in New York City, Trafalgar Square in London and Christ the Redeemer in Rio de Janeiro.

The World Health Organization’s director-general shows worry for road traffic crashes that further affect the growing need of proper health and development among the car insurance owners. The road safety campaign offers framework for intensified response that will help in combating the problem of rising road accidents.

The car owners are risking not only their but also the life of other road users by using the roads with tires that have not enough tread over them. Th

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Young Drivers Get Ripped Off By Insurers

When the teenage learns driving, the parents try to get their ward and vehicle protected by buying the suitable insurance cover. But the insurance policy for young drivers is costly so the parents prefer to add their teenage driver in their pre-existing parental auto insurance policy.

According to a research, around 86% of the young motorists pay huge premium despite being added on their parents’ auto insurance policy. The learner or young drivers are ripped off by the insurers while adding them to the auto insurance policy of their parents.

The expensive insurance cover encourages the young drivers to remain uninsured. The number of young uninsured drivers is increasing in the country with around 30,000 young motorists driving illegally. The horrific statistics for road safety are also pointing towards the risky driving by uninsured drivers that result in accident or car damage.

The young drivers learn driving from the professional driving instructor but do not go for any other learning tuition. B

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Quote System For Getting Cheap Car Insurance Quotes

To combat the rising car insurance premium, the best method is to shop around and search best car insurance quotes for your vehicle. Many car owners get tired of filling car insurance quotes application repeatedly for different providers in pursuit of getting low car insurance quotes. This effort takes a lot of time for the car owners in surfing internet and comparing car insurance quotes.

A new quote engine in the market has come making simple for the car owner to get reasonable quotes from different providers. The new quote system eliminates hassle, frustration and time loss of the car owners and you get needed car insurance quotes in short time.

The quote system cut the search time spent on comparing and finding cheap car insurance. The usage of the new quote system is also easy, as you just need to hit blue coloured quote button. The customer will be directed to the form where you can just fill the details in the form.

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AAA Auto Insurance

Most everyone has heard of AAA, and the name is typically associated with roadside assistance and travel guides. They are a major player in the auto insurance industry as well. If you want to compare auto insurance quotes, you definitely want to solicit a quote from AAA Auto Insurance in your quest for cheap car insurance.

What is AAA?

AAA, or the American Auto Association, was founded in 1902 and is an organization of automobile clubs that has membership in the thousands all over the world. AAA offers various services to its members including roadside assistance, travel planning, discounts on various products and services, and insurance. AAA auto insurance is through The Members Insurance Company, or TMIC, and only AAA members are eligible for coverage. Membership in AAA varies from state to state, but averaged out to about $90 per year.

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USAA Auto Insurance Information

The United Services Automobile Association, or USAA, is a reciprocal financial services company which offers various products, from banking to insurance, to all members of the United States armed forces of any branch, as well as their immediate family members. Formed in 1922 by 25 members of the U.S. Army, the company has since grown until it is now a Fortune 500 company. USAA posted almost $18 billion in revenue in 2010 and has more than 8 million members. USAA auto insurance is known as some of the most reliable and responsive in the industry.

USAA History

Originally called the United States Army Automobile Association, USAA was formed by 25 armed forces officers in response to their inability to obtain auto insurance because they were labeled as high risk by the insurers of that time, due to their occupations. The popularity of their product caught on quickly, and the company opened offices on military bases in Germany and the U.K. after their original branch in Texas. By the 1960s their name changed to USAA, and they had begun to diversify into other financial areas, but their focus has always been on the military and their dependents.

USAA Auto Insurance Products

USAA offers all auto insurance products, from basic liability and casualty coverage to the most detailed comprehensive policies. This company has an extremely high loyalty rate among its customers, due to the fraternal nature of the companys target audience, of course, but also due to their commitment to customer service and response, which has won industry and consumer awards. Their prices are very competitive, and they advertise that customers can save hundreds of dollars per year by switching to USAA.

Discounts and Savings

The company has a wide array of benefits and discounts for its customers, designed to save them money and increase customer loyalty. For instance, drivers who have maintained good driving records for 5 years, who complete defensive driving and driver training courses, and those whose children maintain good school grades all qualify for significant premium discounts. Those who bundle policies, drive multiple vehicles with USAA insurance, keep USAA service for extended periods of time, and who drive new vehicles are also entitled to big savings on their auto insurance.

Award-Winning Customer Service

USAA had won several awards and designations for its exceptional service, such as by JD Power and Associates, AM Best, Consumer Reports and Business week, many of these recognitions firsts for the insurance industry. USAA has always taken advantage of their unique niche and stayed atop trends. USAA members can get quotes, customize, purchase, and alter their policies easily through the companys online and phone systems; they can also initiate and monitor claims too. USAA offers 24/7 roadside assistance and on-site claims service, and was one of the first auto insurers to do so.

For those who are eligible to utilize USAAs services, meaning those who are either past or present U.S. armed forces members or their family or descendants, there are many excellent advantages to joining up. USAA has a wide range of services at excellent prices, and a very good reputation among their peers, customers and the business world.

The Top 5 Pickups that are Cheap to Insure

Whoever is looking for a truck that is cheap to insure will need to understand that it will have to be a small style model. Pickups are generally costly to insure in the full size range because of the repair costs. At one time there were full size and compact size trucks. However, most manufacturers are now building a mid-size vehicle that has the ability to perform as a truck but with a little less capacity. Here are the low insurance premium winners as rated by the industry.

#5 Chevrolet Colorado

The manufacturers suggested starting price for the Colorado is $17,045, and its small engine sports 25 mpg on the highway. This is the best of any mid size truck with a crew cab. The Colorado is also available in standard cab and extended cab versions. The vortec engine also comes in a 5-cylinder and a V-8. Insurance rating is based on the standard body style and 4-cylinder engine.

#4 GMC Canyon

This is the brother of the Chevrolet Colorado and has the same starting price for the standard cab, and mileage is about on par with the Colorado, too.

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