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Top Health Insurance Companies for Individuals

Buying health insurance can be a daunting task. You want to get the most coverage you possibly can afford, but there are many factors to consider when determining which plan is best. The easiest way to research individual health insurance plans is to go to a reputable Internet website that provides side by side comparison of multiple plans from different companies. Luckily, this article does just that in order to report on the top four health companies for individuals.

WellPoint, Inc. of Indianapolis, IN operates one of the largest networks of insurance companies in the U.S. through a fleet of 45 companies. It offers specialty plans such as disability, dental, vision, and consumer driven health plans. WellPoint emerged from a series of mergers and is the Blue Cross and Blue Shield provider for multiple states including Indiana and California. WellPoint markets its individual health insurance plans through a network of independent agents as well as through an in-house sales force. WellPoint receives consistently good marks from reviews by its customers.

Next on the list of top rated health insurance companies is Anthem Blue Cross and Blue Shield. Anthem BCBS offers insurance in eleven U.S. states. Anthem offers several types of health insurance plans and gets top marks for responsiveness, customer service, and facilitating the correct treatment for its customers. A wide range of deductibles and types of plans are offered such as HMO, HSA, PPO, HIA, comprehensive and Medicare options. Anthem also offers its customers a convenient website so that they can manage their plans. Anthem receives the highest marks when it comes to customer service.

Third on the list of our top rated individual health insurance companies is Humana Group in Louisville, KY. Humana Group has built their business through Medicare offerings. They are the country’s second largest Medicare provider and is also their largest insurer. Humana provides health care insurance to more than 4.5 million consumers in all fifty states and Puerto Rico through its Medicare offerings and insures a staggering 11 million customers nationwide. Medicare has made Humana Group one of the largest health insurance companies. Humana Group offers both Medicare and normal individual health insurance plans.

Aetna Health Insurance Company is the last in our list of top rated health insurance companies. Aetna Health Insurance is a spinoff of the original Aetna Insurance Company, which has been doing business for 150 years. Reviews by consumers state that they have almost no problem with their network doctors. In most cases they don’t even have to worry about the forms and red tape that can be associated with making health insurance claims. Consumers also give Aetna’s customer service good marks. One consumer stated that every time they called they received a different representative, but they were always knowledgeable and very helpful.

Buying health insurance can be confusing and a little overwhelming with all of the options out there. One of the best ways to cut through the confusion is by visiting an insurance rating/quoting website that offers quotes from multiple providers. Most often the site will offer a means of comparing the features and benefits of plans through side by side comparisons. This article was written by doing just that. After comparing numerous companies that offer individual health insurance plans these four companies get some of the highest ratings in the industry.

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This entry was posted on Tuesday, April 27th, 2010 and is filed under Auto Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

One Response to “Top Health Insurance Companies for Individuals”

  1. Detoxification Yoga

    Excellent indeed. I have been looking for this information.

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