Posts Tagged 'Insurance'

Auto Insurance Policy Rates Vary By State

Posted by Dustin Reed \\ Mar 17, 2012

Owning a car is expensive. In addition to maintenance, parking, and gasoline, drivers are required to pay for car insurance—it’s mandated by law, and it could save you a lot of money if you end up in an accident. Even so, an auto insurance policy

Owning a car is expensive. In addition to maintenance, parking, and gasoline, drivers are required to pay for car insurance—it’s mandated by law, and it could save you a lot of money if you end up in an accident. Even so, an auto insurance policy is an expense most drivers wish they could do without.

Your yearly insurance budget depends on where you live. According to Insure.com, drivers in Louisiana, Oklahoma, and Michigan pay the most for car insurance. If your goal is saving money, move to Wisconsin, Iowa, or Maine for the lowest auto insurance rates.

Uninsured drivers do the most to drive up prices. Motoris Read more…

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Tags: Insurance Insurance Policy

Ageas launches new car insurance rating system

Posted by Amanda Mitchell \\ Mar 05, 2012

Ageas has launched a new pricing structure for car insurance, based on publicly available data from a variety of sources.

In partnership with Insurance Initiatives, Callcredit Information Group and LexisNexis Risk Solutions, the insurers new rating system takes the name, date of birth and address of the applicant and immediately returns a risk score that is used to enhance underwriting data.

Following a successful pilot with Insurecom brokers in 2011, Ageas is now rolling out its new pricing structure to Open GI and SSP, with launches to other software-house partners to follow in April.

The insurers underwriting director, Adam Clarke, comments: “Ageas’s dynamic pricing puts us at the forefront of new rating sophistication techniques, giving brokers extra confidence that the quote they are providing is more specifically targeted to their client’s individual circumstances and allowing brokers a unique opportunity to compete in a highly competitive market.”

David Kelly, distribution director at Open GI adds: “Ageas is a forward thinking and pioneering insurer, so in challenging times this new facility will allow our brokers to offer extremely attractive quotes.”

The new facility will be launched across other Ageas product lines later in the year, and the group has plans to further enhance its motor proposition in the months ahead.

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Tags: Car Insurance Insurance

5 Top Tips for Saving Money on Taxi Insurance

Posted by Amanda Mitchell \\ Feb 12, 2012

Insurance is a legal requirement for all Taxi Drivers and although it can be expensive there are a number of ways you can save money on your Taxi Insurance.

According to the Office of Fair Trading, in the UK alone there are now over 70,000 registered taxis and over 140,000 taxi drivers, all of which have to be covered by Taxi Insurance as a legal requirement, to protect themselves, their vehicles and their passengers.

Not only does Taxi Insurance protect the vehicle in the same way as car insurance protects a car, i.e. from damage, theft and crashes, it also protects the passengers from any injury they may suffer when in the taxi.

Taxi Insurance, like most types of insurance, can be expensive, especially for newer and younger drivers, but there are a few ways in which you can lower your insurance premiums.

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Tags: Insurance Taxi Insurance

Getting Appropriate Tallahassee Auto Insurance

Posted by Amanda Mitchell \\ Jan 05, 2012

Purchasing a Tallahassee auto insurance policy for your car can be as scary and uneasy as getting the car itself! If you know what you are hunting for though, and have some good advice on finding a large amount, youre sure to get just what you require. This article will present you with that knowledge.

For those that will be going away to college and will not be taking their cars, it is important to know that you may be able to receive a discount on your insurance. Most insurance companies provide discounts when you are not going to use your car for extended periods of time.

Stay out of the gap. If you have more financed on your car than it is worth, if your down payment is less than twenty percent, or if you lease, you should add Gap Coverage onto your auto insurance policy. The Gap Coverage will cover the additional amount, over the worth, if you total your car or it gets stolen, and the entire amount of the loan will be paid off.

If you have a good credit rating, there is a pretty good chance that your automobile insurance premium will be cheaper.

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Tags: Auto Insurance Insurance Tallahassee Auto Tallahassee Auto Insurance

Factors that Affect your Universal Life Insurance Premium

Posted by Admin \\ Nov 29, 2011

Life insurance is important especially if you have young children or are the breadwinner of the family. In such cases your loss will be greatly shouldered by the people left behind in case of untimely death. And because the future is not fixed, anyone who wants to provide adequate protection to their loved ones must immediately purchase life insurance coverage. Now, in case you are wondering just how much is life insurance premium on the average. The answer is it is indefinite. The rates vary from one person to another as it varies from one insurance company to another. Now, here are some factors that influence your insurance premium rate:

Age and Gender

Your age is practically one of the biggest factors that may increase or reduce the value of your premium. The premium is of course lower if you are younger and it climbs up as you age. So the best time to purchase life insurance is while you are in between 20 to 30 years old. Read more…

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Tags: Insurance Life Insurance

Cheap Auto Insurance Companies

Posted by Amanda Mitchell \\ Nov 22, 2011

If you own a vehicle and you’re driving on the roads of America, you ought to have an auto insurance policy. With the new rules and regulations, every driver needs to have a policy of his own with a minimum coverage, irrespective of his monthly income. Getting an auto insurance policy makes you liable to pay the premiums every month. While there are companies that offer expensive premiums, there are also cheap Auto Insurance Companies that offer a wide array of discounts for drivers to save their bucks. Since there are hundreds of auto insurance companies scattered here and there, you need to make sure that you choose the cream of the crop disregarding the others who are waiting to drain off your wallet. Now how would you do that? Here are some ways in which you may identify the best auto insurer.

• Browse through consumer opinions: A magazine known as ‘Consumer Reports’ often surveys the readers and their opinions on various auto insurance companies in the nation. The sur Read more…

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Tags: Auto Insurance Insurance

Wisconsinites Finding Cheap Car Insurance Now

Posted by Amanda Mitchell \\ Oct 28, 2011

Drivers in Wisconsin can get excited about spending less on their car insurance premiums very soon.  Back in 2010, Democrats in Wisconsin basically doubled the minimum coverage requirements in the state.  But Republicans, who took control early this year, decided that premiums were getting too high and insurance companies costs were increasing too dramatically.  This information comes from Wisconsin Auto Insurance Changes Set to Take Effect Nov. 1,

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Tags: Car Insurance Insurance
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