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Government Auto Insurance Programs

  1. a car in a car show image by Gary from Fotolia.com  For drivers that cannot afford high premiums, there are low-cost automobile insurance plans available from the government. Automobile insurance is mandatory in all 50 states. Premium rates differ depending on the population of a certain area and on the income of the insured driver. Insurance plans are widely available through private insurance companies, though for those with lower income, there are less expensive public auto insurance options. Those insurance plans may come from either state governments or the federal government.

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