Posts Tagged 'Drivers'

UK drivers Europe’s “bad Samaritans”

Posted by Amanda Mitchell \\ Dec 09, 2011

UK drivers are the least likely among European neighbours to help fellow motorists in distress, an AXA survey has found.

The French insurer has labeled Britain a nation of bad Samaritans because just 6% of Brits questioned said they would always stop and ask a motorist who has broken down if they need help.

In contrast, 40% of Spanish, 38% of Germans, 21% of Dutch, and 20% of French would step up, and while overall fewer women than men would offer to help, the gender gap is at its greatest in the UK.

Natural reserve may be partly to blame as if asked to help push start a car, 28% of Brits said they would respond positively although compared to other nationalities, the proportion is still low with 66% of Germans, 62% of Spanish, and 52% of Dutch and French prepared to roll up their sleeves.

A similar pattern emerges if a car break-in looks to be in progress: 83% of Brits would call the police compared with 97% of Spanish, 95% of Germans, 91% of Dutch, and 87% of French.

However, when it comes to providing cash for a motorist in distress the figures level out, with just 4% of Brits and Germans, 3% of Spanish and French, and 2% of Dutch happy to hand over petrol money to get a fellow motorist moving.

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Tags: Drivers Uk Drivers

Auto Insurance for Bad Drivers

Posted by Admin \\ Oct 22, 2010

If you are the type of person who has a driving record long enough to line a football field, you may have trouble findingcheapest car insurance for bad drivers . While there are some companies that specialize in providing insurance for people who may not be able to find coverage anywhere else, these companies typically charge more money for premiums. On the other hand there are smart ways to go about getting a cheaper rate on your insurance policy. In some rare cases, insurance companies will offer better rates to people who are currently enrolled in school. This is especially true if those young people’s parents have their auto insurance policy with the same company. Sometimes they will be happy for the repeat business and offer a discount to those individuals. Also, if you get a cheap car that is not a sporty type vehicle and isn’t considered a high risk for accidents you might get an even better rate.

Being a bad driver is not without its consequences and one of the biggest of them, aside from being jailed, is having to pay outrageous insurance rates for the duration of your life. It may be a wise choice, if your driving record is truly that bad, to try and have an attorney get some of that stuff removed from your record. You might also consider registering your car in someone else’s name such as a parent or sibling so you will be able to be covered under an “occasional driver” clause, even if you are really the person who is always driving the car. It isn’t exactly the most honest approach but it doesn’t stop a lot of people from doing it. When it comes to car insurance you can find something affordable with a little bit of effort and a lot of searching. Try going online and seeing what sort of quotes you can find.

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Tags: Bad Drivers Drivers

Today’s News: More Medicaid Patients Using ER, NFIP in the Red and Teen Drivers Vulnerable to Deadly Crashes

Posted by Kristin Collins \\ Aug 27, 2010

A new report has found that more Medicaid patients are using the ER, the National Flood Insurance Program has run into problems that have put it in the red and the NHTSA has revealed that teen drivers are more vulnerable to deadly crashes.

More Medicaid Patients Using ER

Researchers from the University of California, San Francisco, say that an increasing number Americans, especially adults on Medicaid, are using the emergency room as their “safety net” for health care; the reason being that they must treat all patients regardless of health insurance coverage or ability to pay.

According to their report, five times the number of adults with Medicaid visited the emergency department than those with private insurance in 2007, as compared to only three and a half times the number in 1999. Researchers said many of these visits could have been handled by a primary care clinic, but the patients preferred the speed of the ER

National Flood Insurance Program in the Red

The National Flood Insurance Program (NFIP) is in the red, and “repeat offender,” flooded homes, seems to be the culprit for the massive payouts that have left the program struggling for money.

A new report from the found that between 1977 and 1995, the NFIP paid out $806,591 for repeated storm damage to one suburban Houston home that was valued at $114,480. In the report, it was revealed that roughly 1 percent of properties typically account for between 25 and 30 percent of the claims it pays and these “repetitive loss” homes have more than doubled in the past 15 years.

Currently, NFIP owes the Department of Treasury more than $18 billion and is unlikely to be able to pay it back

Teen Drivers Vulnerable to Deadly Crashes

A recent report from the National Highway Traffic Safety Administration (NHTSA) revealed that teen drivers are especially vulnerable to deadly crashes.

In the report, it was revealed that mile for mile, teenagers are involved in three times as many fatal crashes as other drivers. Even more, motor vehicle accidents account for more deaths than both suicide and homicide combined. It’s for this reason that the NHTSA encourages parents to not only teach safe driving but also purchase quality auto insurance for teen drivers

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Tags: Drivers Medicaid Patients Teen Drivers

Inexpensive Auto Insurance Quotes For Young Drivers

Posted by Kristin Collins \\ Jun 11, 2010

Young people are going to have to pay more for their car insurance. The reality of the situation is that young people tend to have riskier behavior. There is also the fact that older drivers have more experience. Most road accidents involve young people. For this reason, every single insurance company you talk to will charge young people more.

You will pay a higher insurance premium than older persons, if you are young. However, a young person won’t always have to pay much money for insuring his vehicle. Look around before you buy and you just might find a good deal. If you drive carefully, your premiums are going to decrease a whole lot as time goes by.

Young people are often just out of school and starting a job. They don’t have much money, but still they have to pay the highest premiums. It’s a little bit ironic. All the states require you to be insured by law, so you can’t get away from it. You’ll be sorry to not have insurance when you get involved in some road accident.

I do not recommend driving around without any insurance. Your license and registration will be checked when you get pulled over for something insignificant. If he enters your information in his computer and finds out you are uninsured, you will pay a hefty fee. Make sure to get your vehicle insured and you’ll feel much safer.

The cheapest kind of insurance there is to get, is the so called 20/40/10 policy. This type of insurance covers 20- and 40-thousand worth of medical bills. The maximum coverage is twenty thousand per person up to a maximum of fourty thousand. The remaining $10,000 will cover damage to a car. Please be aware that this insurance only covers the other guy’s car and passengers. You, yourself, are not covered by this insurance at all!
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Tags: Drivers Young Drivers

How to get the cheapest auto insurance for young drivers

Posted by Admin \\ Dec 30, 2009

The main problem with younger drivers is that fact that most, if not all auto insurance companies have a bias against younger drivers. This bias is based on the facts that younger drivers in the ages between 18-25 are more likely to get into an auto accident than older drivers from ages 26 and over. With that in mid, younger drivers end up paying more for their auto insurance premium than those in other age groups.

However, if you are a young driver you don’t always have to pay more for your auto insurance premium. A young driver can still have an affordable auto insurance coverage. One of the way to get affordable auto insurance for people between the ages of 18-25 is searching for auto insurance agency that specialize in customizing for young drivers under 25 years old.

The best and the quickest way to find these specialized auto insurance agencies are to do your search online. Getting quotes can be access online through different auto insurance agencies without any sale pressure and obligation to buy anything. By utilizing the internet, you can gather different rates from different auto insurance agencies to do your comparison.

These auto insurance agencies are good at is working on the factors that could help lowering the cost of premiums in younger drivers. These factors could be the young drivers themselves that contribute to the cost reduction of their auto insurance premium. If the young driver completed a driving course, there is a good chance that they will get some kind of discount. Also, by having good grades in school and providing that information to the auto insurance agency will also give young driver discounts. Along with good credit ratings will also reduce a young driver auto insurance premium.

The other factor for reducing a young driver auto insurance premium is the type of car the young driver is driving. It is recommended for a young driver under 25 years old to drive compact or midsized car to reduce their auto insurance premium. A sport car or a SUV will increase a young driver auto insurance premium.

Lastly, to reduce a young driver auto insurance premium is to install an alarm in your car. These anti-theft devices and radar detectors will help a young driver avoid speeding tickets and lower the risk of the car being stolen.

Related Articles:

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  • Submit Grades for Better Car Insurance Rates for teenagers
  • Factors that affects your car insurance cost
  • Are young teen drivers dangerous on the road?

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Tags: Auto Insurance Drivers