Instructions
- 1
shopping list image by Warren Millar from Fotolia.com Create a list of places where you regularly spend money.
Consider your current spending habits, thinking specifically about the type of businesses you frequently patronize. For example, favorite restaurants, retail stores, hotels, movie theaters, amusement parks and museums. Create a physical, or mental list of these establishments. Also include places where you have always wanted to shop, but previously believed you could not afford.
- 2
doing research image by Leticia Wilson from Fotolia.com Compare your list with AAA database of discount providers.
a car in a car show image by Gary from Fotolia.com For drivers that cannot afford high premiums, there are low-cost automobile insurance plans available from the government. Automobile insurance is mandatory in all 50 states. Premium rates differ depending on the population of a certain area and on the income of the insured driver. Insurance plans are widely available through private insurance companies, though for those with lower income, there are less expensive public auto insurance options. Those insurance plans may come from either state governments or the federal government. 
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