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Oakland Car Insurance

Posted by Amanda Mitchell \\ Apr 19, 2011

Oakland is one of California’s ten largest cities and one of California’s largest port cities. Oakland is located in the East Bay area that includes Berkley and Oakmore. It is famous for its MLB, NFL and NBA sports teams. It is also famous for its music industry, its thriving port, its annual street fairs and for its vibrant Chinatown. These things make Oakland a great place to live. Oakland also has a diversified economy. This economy includes a thriving shipping industry, many state government jobs, the United States Post Office and several local manufacturers. These employers have helped to create a stable economy that provides many jobs and the potential for career growth. Furthermore, these employers have also attracted several local businesses that offer great food, fun fashions and many sources of entertainment. As a result, Oakland residents enjoy a wonderful lifestyle.

This lifestyle can be protected with high quality Oakland car insurance that protects drivers from the risks associated with driving on Oakland’s roads and highways.

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Tags: Oakland Oakland Car

Luggage that is Not Claimed

Posted by Amanda Mitchell \\ Apr 18, 2011

Most travel insurance plans cover luggage that is delayed or lost during the trip. This is useful for travelers who need their belongings, but the bags did not arrive with them. Those travelers who don’t realize they are missing luggage may never claim them, either with the airlines or with travel insurance. A recent article from MSNBC discusses what happens to unclaimed bags.

Along a country road next to a muffler shop and a cemetery is a 40,000-square-foot store filled with all the items that never made it home from vacation. Shoes, samurai swords, iPods, even lingerie, all available for 20 to 80 percent off.

When airlines can’t determine who owns a bag, they sell it for a few bucks to the Unclaimed Baggage Center, a warehouse-sized facility that would put your local PTA garage sale to shame.

Past an entranceway of world clocks and columns decorated with foreign currency, one traveler’s misfortune turns into a bargain-hunter’s paradise.

“You never know what you may find,” says Clayton Grider, a Scottsboro youth minister who often starts his day at the store. “It is a sport

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Tags: Luggage Luggage Claimed

How Does an Auto Insurance Claim Work?

Posted by Kristin Collins \\ Apr 17, 2011

Many individuals are unconcerned about how an automobile insurance claim works until they actually need to file one. The entire claim process can be affected by many different factors, such as the state laws where the claim is made, the insurance provider involved, and the extent of the injury and/or damage. Here is the basic outline of how the claim process works.

Notify the Agent

Do not delay the reporting of the accident to the agent, regardless of who appears to be at fault. The agent will advise on how to proceed with the claim and make recommendations on what the insured should and should not do regarding others involved. Documents will be required such as a police report and repair estimates. Generally more than one repair estimate is required, to get a balanced view of the damage.

Repair Authorization

Do not authorize vehicle repairs until the insurance agent has given instructions to do so.

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Tags: Claim Work Insurance Claim Insurance Claim Work Work

Car Insurance Premiums Are Increasing in the US

Posted by Dustin Reed \\ Apr 17, 2011

Car insurance coverage premiums are going up which is not surprising to most people because being insured has almost become a luxury for some when in reality it is a necessity. Most of the fifty states with the exception of New Hampshire require drivers to have at the very least liability car insurance coverage on their vehicles.

Americans are known for always being on the go. They often find themselves running late to appointments or work because they fall behind or got delayed. This leads them to commit speeding offenses in order to try to get to their destination much faster. Millions of drivers are issued speeding tickets every year in the United States.

Most people just think that when a police officer pulls them over for a traffic violation such as a speeding offense that they just pay their ticket and go about their daily lives as normal. However, getting a speeding ticket actually will impact a person’s car insurance premiums down the road.

The reason behind this is because speeding shows a lack of responsibility on the driver’s part. Man

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Tags: Car Insurance Premiums

Glossary of Auto Insurance Terms – Part 1

Posted by Kristin Collins \\ Apr 13, 2011

For those who do not work in the auto insurance arena, it can be overwhelming to attempt to make heads or tails of the industry terms and policy jargon and what it all means. However, it isn’t that the terminology is overly complicated: it is just that people who are not involved in the business professionally might benefit from a primer on auto insurance terms in order to better understand insurance policies and quotes.

Liability Insurance

In the event of an accident, you may be held as legally accountable, or “liable,” for any property damages (PD) or bodily injuries (BI) that occur to the other party; these damages can be charged to your basic liability insurance. Liability insurance coverage is designed to protect the insured if any lawsuits are filed against them, and is not intended to provide reparations to the insured, but to the injured and not at-fault parties. If yo

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Tags: Auto Insurance Terms

British homes “shop window” of opportunity for thieves

Posted by Amanda Mitchell \\ Apr 11, 2011

Ageas has joined forces with the Neighbourhood Watch Trust to persuade Britons not to make their homes a “shop window” of opportunity for thieves.

New research carried out on behalf of the insurer indicates that homes across the UK have an average £1,223 in valuables (such as TVs, other electronic goods, antiques and works of art) clearly displayed for would-be burglars to see through windows.

The findings also suggest that nearly one in five people have £2,000 or more worth of valuables on display to passers-by.

Ageas managing director, Mark Cliff, comments: “With the lighter nights we’re more likely to leave curtains undrawn for longer, so now is the time to take stock and exercise caution.”

Roy Rudham, Chairman of UK Neighbourhood Watch Trust adds: “People should treat their homes like they treat their cars – don’t leave valuables on show, lock the doors and make sure you are insured.”

Top tips for homeowners include:

Ensuring that expensive electronic games, laptops and other valuables are kept out of sight from windows.

Ensuring that all goods are marked with a security pen and properly recorded and photographed.

In the abse

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Tags: Thieves “shop Window”

Wisconsin Bill Adjusts Mandated Auto Insurance Rules

Posted by Kristin Collins \\ Apr 10, 2011

The Senate and House of Representatives in Wisconsin have approved a bill that would adjust a previous mandate for auto insurance premiums in the state. The bill serves as a reversal to a law that raised premiums and insurance rates for some drivers.

Bill Lowers State’s Liability Coverage Requirements

In 2009, a law was signed that raised the limits on the minimum amount of coverage people had to have. Premium costs were increased, making it challenging for many low-income drivers to afford coverage.

In an effort to lower rates, the minimum liability insurance coverage amounts were lowered so that drivers in the state are now required to carry $50,000 of coverage for accidents causing bodily injury or death for a single victim, $50,000 for numerous victims and $10,000 for property damage alone.

The limits had been raised, effective June 2010, to $50,000, $100,000 and $15,000, respectively.

Wisconsin Drivers Will Still Have to Carry Insurance

While coverage limits will be lowered, one portion of the bill will not change. T

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Tags: Auto Insurance Insurance

Top Car Insurance Articles

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Only auto insurance quotes online can give you the maxomum

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Oakland Car Insurance

Luggage that is Not Claimed

How Does an Auto Insurance Claim Work?

Car Insurance Premiums Are Increasing in the US

Glossary of Auto Insurance Terms – Part 1

British homes “shop window” of opportunity for thieves

Wisconsin Bill Adjusts Mandated Auto Insurance Rules

Bill Lowers State’s Liability Coverage Requirements

Wisconsin Drivers Will Still Have to Carry Insurance

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