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Only auto insurance quotes online can give you the maxomum

Posted by Admin on Oct 13, 2011

Maybe you don’t realize it, but purchase auto insurance quotes online can has a lot to do with watching TV. Anyone who watches television is profoundly and unfortunately well-known with the fast paced world of commercials. Advertising has...

  • Only auto insurance quotes online can give you the maxomum

    Only auto insurance quotes online can give you the maxomum

    Posted by Admin on Oct 13, 2011

    Maybe you don’t realize it, but purchase auto insurance quotes online can has a lot to do with watching TV. Anyone who watches television is profoundly and unfortunately well-known with the fast paced world of commercials. Advertising has become more high-tech, better funded, and sometimes more visually swingeing than the movies. The...

  • Keep your budget with economizing on auto insurance

    Keep your budget with economizing on auto insurance

    Posted by Admin on Sep 10, 2011

    If auto insurance premiums are breaking the budget, comparing car insurance quotes online before buying can help reduce costs. Discount auto insurance and raising deductibles may also help families and individuals to reduce premiums and save on car insurance. Compare auto insurance quotes online before buying a policy. Comparison websites allow...

  • Does your vehicle need comprehensive auto insurance?

    Does your vehicle need comprehensive auto insurance?

    Posted by Admin on Aug 12, 2011

    Comprehensive auto insurance save drivers if their car was damaged by willful destruction, hail or fallen trees. That’s why most people should have this coverage. Imagine buying a dream car and walking after a hailstorm of spring than seeing the self pockmarked with dents and cracked windshield. Or maybe the car was parked along the street...

Insurance Council advice for clients after torrential rains in South East Queensland and Northern New South Wales.

Posted by Dustin Reed \\ Jan 25, 2012

The Insurance Council of Australia (ICA) has said insurance companies are more prepared after the devastating weather of 2011. Director Robert Whelan has reported that home owners and businesses can expect a ‘prompt response’ from there insurers stating that insurers were ready and “expecting several thousand inquiries and claims for damage to homes, businesses and vehicles”.

Many of the Insurance companies have implemented 24 hour hot lines to help those affected by the extensive rain fall as quickly as possible. The insurance council has also released some tips for policyholders to ensure a speedy claims process including:

- Contacting your insurance provider as quickly as possible to confirm what you are covered for
– Take photos and make lists of damaged and destroyed house goods of your home and contents and be sure to include brands and serial numbers

Mr Whelan has urged policy holders not to fret if they do not hold a copy of their policy, as insurance companies will have electronic copies of the required information.

Areas of Northern New South Whales (Chinderah) and South East Queensland (Tweed Heads) have been evacuated as well as several road blockages along the east coast. Evacuee

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The Key to Key Man Insurance

Posted by Dustin Reed \\ Jan 15, 2012

Unless you’re a sole proprietor, your business probably relies on certain individuals to run it effectively and efficiently. Employees might like to think they are all equally valuable, but certain employees can be more important to a business’s bottom line than others—and without those individuals,

Unless you’re a sole proprietor, your business probably relies on certain individuals to run it effectively and efficiently. Employees might like to think they are all equally valuable, but certain employees can be more important to a business’s bottom line than others—and without those individuals, the business could suffer. If you are a business owner, you need to evaluate what kind of financial loss would occur if a key employee were to die or become disabled.

In a situation like this, what is known as “key man insurance”—also called “key person coverage,” “key executive coverage,” or “key employee coverage”—can help cover some of the loss. Key man insurance is a life ins

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Suncorp Update Market on Melbourne hailstorm and Christchurch earthquake

Posted by Dustin Reed \\ Jan 11, 2012

Suncorp Group Limited today provided preliminary estimates of the financial impacts of the recent Melbourne hailstorm and Christchurch earthquake.
Both events occurred over the Christmas holiday period, impacting claims lodgement and assessment. Therefore, the expected financial impacts may vary as claims are finalised.
The Melbourne hailstorm on 25 December 2011 caused widespread damage across residential areas in the city’s northern suburbs and is expected to cost $200 million to $250 million. Suncorp’s reinsurance arrangements provide protection should the cost of this event exceed $250 million.
Around 28,000 claims have been received across Suncorp’s personal and commercial insurance brands to date, with about two-thirds of these being for damage to vehicles and the remainder for other property damage.
The Christchurch earthquake on 23 December 2011 is expected to cost between A$10 million (NZ$13 million) and A$20 million (NZ$26 million).
Suncorp expects its natural hazard costs for the six months to 31 December 2011 to be in the range of $360 million and $420 million. This

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Pools and Hot Tubs: What Kind of Homeowners Insurance Do You Need?

Posted by Dustin Reed \\ Dec 15, 2011

Pools and Hot Tubs: What Kind of Homeowners Insurance Do You Need? Linda Rey

Have you ever heard the term “attractive nuisance”? It sounds like an oxymoron, and it is definitely one of those insurance terms that seems to not make a lot of sense, but it covers a very serious issue.

The attractive nuisance doctrine states that a homeowner can be held liable for a child trespassing on the property and then being injured by something that is attractive to that child with risks the child does not understand. That includes pools and hot tubs. That said, planning for your summer fun by working with your insurance agent will ensure that you are protected appropriately in case any incidents occur.

What does your homeowners insurance cover if you have a pool or hot tub?

The great thing about homeowners insurance is that it does not specifically exclude pools and hot tubs—which means you are covered in the event of an accident in either one. Howev Read more…

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CGU Add Automatic Flood Cover to Home, Content and Landlord Policies

Posted by Dustin Reed \\ Dec 09, 2011

   

From February 2012, CGU’s home, contents and landlords policies will automatically include cover for flood on renewal, ensuring its customers are fully covered in the event of storm or flood water damage to their home.  This will also speed up the claims process by removing the need for complex assessments.

“Our customers and intermediaries have told us that automatically including flood cover in our policies will remove ambiguity when a property is damaged by storm or flood water and give them increased
certainty and peace of mind,” said Peter Harmer, CEO, CGU Insurance. CGU has b Read more…

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Tags: Policies

Nov 24, Fourth statement request after submitting a theft claim and later changing it to a collision claim

Posted by Dustin Reed \\ Nov 25, 2011

A couple of months ago I submitted a claim. I left my keys locked in the car while parked in my driveway. I figured I would look for my spare key upstairs in my bedroom. I completely forgot about looking for the key until the next morning which I did not find.

I then walked outside and my car was gone. I got really scared and I called the police and reported my car stolen. I called my insurance and they asked me for a recorded statement and later set up an appointment for a second recorded statement along with a written statement.

They then asked me to go in for a third interview for another statement and to take in my phone records.

The night of the incident I happened to have calls coming in and out all night because my ex boyfriend was calling me to go over to his house. I don’t know what to do. Should I take the phone records?

I am scared they are going to try to blame me for something I didn’t do. Read more…

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Auto Insurance: How to Avoid a Lemon Car

Posted by Dustin Reed \\ Nov 20, 2011

When I was researching this auto insurance blog, I posted to a question to my Facebook page: “Have you ever purchased a lemon? What did you do about it? What help were you able to get, from where, and from whom?”

The response I received? “Yes, I squeezed it into my water, it was good.”

While I was looking for some helpful advice about what to do with a dud of a car and how to minimize your losses if you wind up with one, I understand that sometimes the best way to deal with a problem is to laugh about it.

Unfortunately, it’s not that easy to deal with a car that turns out to be a lemon. It can be especially frustrating if you go into debt or take out a loan to pay for the car, but you may have some help from federal and state laws.

Federal and state lemon laws

A manufacturer’s warranty spells out the terms under which the manufacturer is legally responsible for repairs to the vehicle or other product. The Magnuso Read more…

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