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How to Find NAIC Code Number for Auto Insurance
First step, but not that important 
, understand what it is you are looking for. The NAIC is the National Association of Insurance Commissioners . Basically it is an organization of elected officials that help to create uniform insurance regulations, promote competition and essentially make things more fair for insurance policy customers and consumers. Your insurance company denotes a code to show they are affiliated with this organization
There are a few ways to find this number (skip to step 4 for the best way). The first and most simple method is to simply contact your insurance company and ask.
Discounts on Auto Insurance Quotes
There are many unknown auto insurance discounts that consumers should be aware of. The article “Little-Known Auto Insurance Discounts” found on savingadvice.com highlights some of the discounts.
Being a full time student can help you get lower auto insurance quotes. Not only can being a student help you, but if you carry good grades, usually a B or higher, that can earn you further discounts. Some auto insurance companies offer discounts for federal employees, members of the military, or members of various groups like AAA.
Discounts are sometimes offered to those who have the VIN number on their car window. How you pay your bills can affect your auto insurance quote and so does where you live.
GeoVera Boosts Earthquake Insurance Premiums
Some people who have GeoVera earthquake insurance in California are getting eye-popping premium increases.
John Ross of Berkeley says his premium more than tripled to $4,635 this year from $1,445 last year.
Pat Canzian of San Mateo saw a similar increase, to $4,315 from $1,446.
David Costa says the premium on his Pacifica home – which is at least 5 miles from the San Andreas Fault – shot up to $7,491 from $2,222.
Based in Fairfield, GeoVera provides stand-alone earthquake insurance that is not coupled with a standard homeowner’s policy. With about 80,000 customers, it is the second-largest provider of residential earthquake insurance in California after the state-sponsored California Earthquake Authority.
Perks Of Auto Insurance Quote Online!
When you are trying to buy a new auto insurance policy, there are many aspects that you will need to consider. There is a little bit of research that needs to be done on your part and auto insurance quote online needs to be found. There are plenty of reasons why you should apply for numerous quotes that you may not know about!
If you are unfamiliar with the entire insurance process, a quote will surely come in handy. These quotes give you a very accurate amount of auto coverage as well as a monthly premium. If you are curious about what you can get and how much that will cost you each month, this is your best tool.
You should never have to pay for an auto insurance quote online. Read full post…
Oregon Owners of ‘Wrecked’ Cars May Get More Info Due To New Law
In an effort to urge Oregon residents and insurers about ‘new’ rights in the event that their car gets totaled in an accident, the state’s Department of Consumer and Business Services (DCBS) issued a reminder last week.
Taking effect earlier this month, House Bill 2190 permits car owners to obtain more information for the purpose of greater leverage whenever a settlement for a totaled car is in the middle of negotiation.
The DCBS reported that this new law compels insurers to take several considerations.
Bill in Nebraska Seeks to End “Guest Statute”
In the State of Nebraska, a guest passenger may recover for damages or injuries caused by a vehicular accident, but not the relative of the insured the driver. This is the statute that the bill introduced by State Senator Norm Wallman seeks to repeal.
According to Wallman, an incident involving a constituent brought his attention to this dilemma. The constituent figured in a car mishap driven by a relative. Seeking indemnification, the latter found out that because of an existing law, recovery for damages would not be possible.